At First Class Furniture, we make it easy to bring home the furniture you love — without the stress of traditional credit checks.
We offer No Credit Needed Financing through trusted providers. Applying takes just a few minutes and won’t hurt your credit score. A soft inquiry is performed to verify your identity — not a hard credit pull.
To qualify you’ll need
✅ A traditional checking account (open for at least 2–3 months)
✅ Proof of active employment or consistent income
✅ A minimum of $50 in your checking account